In regards to "the poetry justice of disaster": Some of us were born and raised here without anything, and worked hard all our lives to build our own home, not on the backs of anyone but ourselves. This simple-minded demonizing of home owners is as stupid as the Dubya types who villainize alternative lifestyle folks, like yourself. Of course, without this thinking, you'd have to grow up, and stop blaming our cruel society for all your problems. I overcame poverty, four suicides in my family, child abuse, drug addiction, mental illness , and still trim trees for a living in my mid-fifties. No big deal. So quit the fucking whining, and do something!